IMPORTANT DISCLOSURE INFORMATION
Steginsky Capital LLC (“Steginsky Capital”) is an SEC registered investment adviser located in Princeton, New Jersey. Steginsky Capital and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which Steginsky Capital maintains clients. Steginsky Capital may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Steginsky Capital’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Steginsky Capital’s web site on the Internet should not be construed by any consumer and/or prospective client as Steginsky Capital’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Steginsky Capital with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Steginsky Capital, please contact the SEC or the state securities regulators for those states in which Steginsky Capital maintains a notice filing. A copy of Steginsky Capital’s current written disclosure statement discussing Steginsky Capital’s business operations, services, and fees is available from Steginsky Capital upon written request. Steginsky Capital does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Steginsky Capital’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Steginsky Capital), will be profitable or equal any historical performance levels.

PRIVACY
Steginsky Capital LLC (referred to as “Steginsky Capital”) maintains physical, electronic, and procedural safeguards that comply with federal standards to protect its clients’ nonpublic personal information (“information”). Through this policy and its underlying procedures, Steginsky Capital attempts to secure the confidentiality of customer records and information and protect against anticipated threats or hazards to the security or integrity of customer records and information. It is the policy of Steginsky Capital to restrict access to all current and former clients’ information (i.e., information and records pertaining to personal background, investment objectives, financial situation, tax information/returns, investment holdings, account numbers, account balances, etc.) to those employees and affiliated/nonaffiliated entities who need to know that information in order to provide products or services to the client. Steginsky Capital may disclose the client’s information if Steginsky Capital is: (1) previously authorized to disclose the information to individuals and/or entities not affiliated with Steginsky Capital, including, but not limited to the client’s other professional advisors and/or service providers (i.e., attorney, accountant, insurance agent, broker-dealer, investment adviser, account custodian, etc.); (2) required to do so by judicial or regulatory process; or (3) otherwise permitted to do so in accordance with the parameters of applicable federal and/or state privacy regulations. The disclosure of information contained in any document completed by the client for processing and/or transmittal by Steginsky Capital in order to facilitate the commencement/continuation/termination of a business relationship between the client and a nonaffiliated third party service provider (i.e., broker-dealer, investment advisor, account custodian, insurance company, etc.), including information contained in any document completed and/or executed by the client for Steginsky Capital (i.e., advisory agreement, client information form, etc.), shall be deemed as having been automatically authorized by the client with respect to the corresponding nonaffiliated third party service provider. Steginsky Capital permits only authorized employees and affiliates who have signed a copy of Steginsky Capital’s Privacy Policy to have access to client information. Employees violating Steginsky Capital’s Privacy Policy will be subject to Steginsky Capital’s disciplinary process. Additionally, whenever Steginsky Capital hires other organizations to provide services to Steginsky Capital’s clients, Steginsky Capital will require them to sign confidentiality agreements and/or the Privacy Policy.

Should you have any questions regarding the above, please contact Andrew Steginsky, Chief Compliance Officer.